Dear NACM Team, I have finished MBA ( Finance and marketing ). Now working in pvt ltd company as a Credit manager ( Personal and Business loans ) and 5 years experience. Now i am looking to the job ...

Press Room Archive NACM has a wealth of member experts in the fields of business-to-business credit and law. Consider using NACM as a resource in the development of your next business story. Media ...

Key Points Subchapter V makes Chapter 11 more attractive to the “small business” debtors that are eligible to file under Subchapter V, but in many respects do so at the expense of unsecured trade creditors. ...

  Leveraging Proprietary Project Data Through AI: A Future-Forward Guide for Credit Professionals ​ This white paper, in partnership with Handle, aims to demystify the role of AI and data analytics ...

  2024 B2B Credit Insights: An Evolving Profession ​ B2B credit management is subject to constant change. With each year comes new tools, trends, and best practices that reshape the trade credit ...

  Unlocking Financial Trust: The Role of Bank References in Establishing Creditworthiness Credit managers are the professional investigators of the financial world. Just like detectives, they ...

Beyond the Numbers: The Art of Measuring Modern Credit Department Performance In the credit industry, there is rarely a clear right or wrong approach to any given situation. Credit professionals ...

Annacaroline Caruso, NACM editor in chief Several business-to-business (B2B) credit managers and bankruptcy attorneys from Lowenstein Sandler recently convened with the American Bankruptcy Institute ...

California Senate Bill No. 1235 (SB 1235) Does Not Directly Impact Trade Credit The California Department of Business Oversight recently released regulations pertaining to the content and enforcement ...

View PDF version Credit exchanged from one business to another is a type of commercial credit known as trade or business credit. Commercial credit is the economy’s largest source of business ...

NACM’s Canons of Business Credit Ethics Posted January 15, 2016

Credit Managers' Index Preview Survey | Survey Schedule | View Latest Report | CMI Archive | CMI Sign Up | Take the CMI   A Powerful Tool Since its inception, the CMI has been a startlingly ...

Advanced Credit Policy Materials Click on a link below to view or download each document. Materials Syllabus Module 1 Module 2 Module 3

Business Credit Principles: 8th Edition Materials Click on a link below to view or download each presentation. Presentations Business Credit Principles Part 1 How Credit Works (Modules A-D) Business ...

Commercial Bankruptcy Credit Specialist Slide Presentations Click on a link below to view or download each presentation. Presentations Anatomy of a Preference Exercising Your Rights as a Creditor ...

Commercial Construction Credit Specialist Presentations Click on a link below to view or download each presentation. Presentations Credit Management Contract Terms Reviewing and Revising Construction ...

NACM and FCIB Members now post jobs for FREE. Get started today.   FIND A JOB Job Seekers Find credit industry jobs, search by location whether domestic or international. Find a job. (login ...

The Credit Learning Center (CLC) is an online learning venue, created to bring 24/7 access to educational sessions for today's busy business credit professional. Click on the links below to learn more ...

Welcome to Business Credit Magazine Published nine times a year, Business Credit magazine serves those responsible for extending business and trade credit and overseeing risk management for their ...

Industry Credit Groups Another important source of information is an NACM industry credit group. Businesses risk billions of dollars each year on sales on credit rather than for cash. Credit professionals ...

Business Credit Principles About the Program This intensive program offers a comprehensive look at the credit function. Upon successful completion, you should understand the role of credit in financial ...

NACM's Virtual Business Credit Principles Class About the Program This intensive program offers a comprehensive look at the credit function. Upon successful completion, you should understand the role ...

Financial Statement Analysis 2: Credit and Risk Assessment A course for credit & risk analysts, CCE exam candidates and those striving to earn the new NACM Certified Credit & Risk Analyst (CCRA) certification ...

Business Credit Reports The collection of information about a potential customer enhances the quality of the credit granting decision. That same information also has strategic implications: it can strengthen ...

Ethics & Standards The cornerstone of the global business economy is the extension of commercial credit. As such, business credit executives, as the guardians of commercial receivables, play the vital ...

  POSITION PROFILE NATIONAL ASSOCIATION OF CREDIT MANAGEMENT PRESIDENT & CHIEF OPERATING OFFICER  This search is being conducted by Tuft & Associates, Inc.   THE ORGANIZATION The National ...

... an alternative to filing for a traditional bankruptcy that is more expedited and cost-efficient but shifts some of these burdens onto credit managers.   The debt limit was initially $2.7 million when ...

NACM Quarterly Metrics Survey A Benchmarking Resource for Credit Professionals The Quarterly Metrics Survey is an NACM initiative designed to collect and report on real-time trends in accounts receivable ...

Bectran @ Credit Congress Monday, May 19: 1:00 - 1:20am The Current State of Automation: AI, RPA, and the Credit Department Automation is no longer the future – it’s reshaping the credit department ...

  BYLAWS OF THE NATIONAL ASSOCIATION OF CREDIT MANAGEMENT, INC. adopted September 18, 2024   ARTICLE I NAME, LOCATION, OFFICES 1.1. Organization Name. The name of this organization will ...

... using an NTCR Integration Vendor platform to facilitate your credit decisions, ask them how easy it is to contribute your accounts receivable aging to NACM’s National Trade Credit Report databases. Reporting ...

March 2026 - Turning One-Off AI Chats into Reliable Credit Workflows: A Practical Prompting Guide December 2025 - The Future of Credit & AR: How Teams Are Adapting, Automating, and Advancing July ...

The State of Accounts Receivable Automation 2023 The B2B credit landscape is set to evolve, ushering in an era of smarter, more agile and data-informed credit operations. By integrating automated ...

... being commonplace, they create some of the biggest headaches for subcontractors and material suppliers. Download the NACM Expert Credit Brief, Maximizing Your Leverage When Discussing Change Orders, ...

... credit professionals not being a fan of it. However, there are several ways to measure DSO—some better than others. Download the NACM Expert Credit Brief, Managing DSO, to learn more about the different ...

Build Your Case for Automation Business-to-business (B2B) credit professionals are expected to do more with less in today’s world, but automation can bridge the gap. Yet, most credit departments ...

Guidelines for Assigning Collector Workload Every company’s success starts with its people. But as the economy tightens, collection activity naturally increases and staffing in the credit department ...

... expenses. For Democrats, the increased Child Tax Credit of $3,000 for children ages six to 17 (up from $2,000) expired at the end of last year, and they are looking to have it retroactively renewed through ...

... the report voluntarily and promptly corrects the report within 90 days. Exceptions to CTA Reporting per Kiplinger Regulated companies such as banks and credit unions. Large companies are defined ...

... faith and credit of the United States as leverage to extract spending cuts and policy goals. To them, any deal that is not a clean increase in the debt ceiling is a loss. Regardless of the ‘score’ and ...

... { background-color: #D3D3D3; min-width: 10%; max-width: 10%; width: 10%; } Are you passionate about the trade credit industry? Do you have an idea or a question you would like to discuss with other ...