We sponsor a series of executive educational courses designed to support your increasing needs.
These programs are excellent sources of targeted, credit-specific professional education which enhance ...
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Application Deadline
Nationwide Test Date
Friday, January 10, 2025
Monday, March 3, 2025
Friday, April 4, 2025
Sunday, May 18, 2025 (Credit Congress, Cleveland, OH)
Friday, ...
Our annual Credit Congress and Exposition: Each year, nearly 2,000 credit professionals gather for our premier educational event, which provides a forum for exchanging information on the most current changes ...
Dear NACM Team,
I have finished MBA ( Finance and marketing ). Now working in pvt ltd company as a Credit manager ( Personal and Business loans ) and 5 years experience.
Now i am looking to the job ...
Press Room Archive
NACM has a wealth of member experts in the fields of business-to-business credit and law. Consider using NACM as a resource in the development of your next business story. Media ...
Key Points
Subchapter V makes Chapter 11 more attractive to the “small business” debtors that are eligible to file under Subchapter V, but in many respects do so at the expense of unsecured trade creditors. ...
Leveraging Proprietary Project Data Through AI: A Future-Forward Guide for Credit Professionals
This white paper, in partnership with Handle, aims to demystify the role of AI and data analytics ...
2024 B2B Credit Insights: An Evolving Profession
B2B credit management is subject to constant change. With each year comes new tools, trends, and best practices that reshape the trade credit ...
Unlocking Financial Trust: The Role of Bank References in Establishing Creditworthiness
Credit managers are the professional investigators of the financial world. Just like detectives, they ...
Beyond the Numbers: The Art of Measuring Modern Credit Department Performance
In the credit industry, there is rarely a clear right or wrong approach to any given situation. Credit professionals ...
Annacaroline Caruso, NACM editor in chief
Several business-to-business (B2B) credit managers and bankruptcy attorneys from Lowenstein Sandler recently convened with the American Bankruptcy Institute ...
California Senate Bill No. 1235 (SB 1235) Does Not Directly Impact Trade Credit
The California Department of Business Oversight recently released regulations pertaining to the content and enforcement ...
View PDF version
Credit exchanged from one business to another is a type of commercial credit known as trade or business credit.
Commercial credit is the economy’s largest source of business ...
NACM’s Canons of Business Credit Ethics
Posted January 15, 2016
Credit Managers' Index
Preview Survey | Survey Schedule | View Latest Report | CMI Archive | CMI Sign Up | Take the CMI
A Powerful Tool
Since its inception, the CMI has been a startlingly ...
Advanced Credit Policy Materials
Click on a link below to view or download each document.
Materials
Syllabus Module 1 Module 2 Module 3
Business Credit Principles: 8th Edition Materials
Click on a link below to view or download each presentation.
Presentations
Business Credit Principles Part 1 How Credit Works (Modules A-D)
Business ...
Commercial Bankruptcy Credit Specialist Slide Presentations
Click on a link below to view or download each presentation.
Presentations
Anatomy of a Preference Exercising Your Rights as a Creditor ...
Commercial Construction Credit Specialist Presentations
Click on a link below to view or download each presentation.
Presentations
Credit Management Contract Terms Reviewing and Revising Construction ...
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The Credit Learning Center (CLC)
is an online learning venue, created to bring 24/7 access to educational sessions for today's busy business credit professional. Click on the links below to learn more ...
Welcome to Business Credit Magazine
Published nine times a year, Business Credit magazine serves those responsible for extending business and trade credit and overseeing risk management for their ...
Industry Credit Groups
Another important source of information is an NACM or FCIB industry credit group. Businesses risk billions of dollars each year on sales on credit rather than for cash. Credit ...
Business Credit Principles
About the Program
This intensive program offers a comprehensive look at the credit function. Upon successful completion, you should understand the role of credit in financial ...
NACM's Virtual Business Credit Principles Class
About the Program This intensive program offers a comprehensive look at the credit function. Upon successful completion, you should understand the role ...
Financial Statement Analysis 2: Credit and Risk Assessment
A course for credit & risk analysts, CCE exam candidates and those striving to earn the new NACM Certified Credit & Risk Analyst (CCRA) certification ...
Business Credit Reports
The collection of information about a potential customer enhances the quality of the credit granting decision. That same information also has strategic implications: it can strengthen ...
Ethics & Standards
The cornerstone of the global business economy is the extension of commercial credit. As such, business credit executives, as the guardians of commercial receivables, play the vital ...
Bectran @ Credit Congress
Monday, May 19: 1:00 - 1:20am
The Current State of Automation: AI, RPA, and the Credit Department
Automation is no longer the future – it’s reshaping the credit department ...
BYLAWS OF THE NATIONAL ASSOCIATION OF CREDIT MANAGEMENT, INC.
adopted September 18, 2024
ARTICLE I
NAME, LOCATION, OFFICES
1.1. Organization Name.
The name of this organization will ...
NTCR Preferred Partners
Our Preferred Partners make it easier than ever to contribute data and purchase the NACM National Trade Credit Report.
If ...








January 2025 - Subchapter V: Essential Insights for Credit Professionals
July 2024 - Next-gen credit management: Tools and technologies for the future
June 2024 - The Evolving Threat of Fraud in B2B ...
The State of Accounts Receivable Automation 2023
The B2B credit landscape is set to evolve, ushering in an era of smarter, more agile and data-informed credit operations. By integrating automated ...
... being commonplace, they create some of the biggest headaches for subcontractors and material suppliers.
Download the NACM Expert Credit Brief, Maximizing Your Leverage When Discussing Change Orders, ...
... credit professionals not being a fan of it. However, there are several ways to measure DSO—some better than others. Download the NACM Expert Credit Brief, Managing DSO, to learn more about the different ...
Build Your Case for Automation
Business-to-business (B2B) credit professionals are expected to do more with less in today’s world, but automation can bridge the gap. Yet, most credit departments ...
Guidelines for Assigning Collector Workload
Every company’s success starts with its people. But as the economy tightens, collection activity naturally increases and staffing in the credit department ...
... expenses. For Democrats, the increased Child Tax Credit of $3,000 for children ages six to 17 (up from $2,000) expired at the end of last year, and they are looking to have it retroactively renewed through ...
... the report voluntarily and promptly corrects the report within 90 days.
Exceptions to CTA Reporting per Kiplinger
Regulated companies such as banks and credit unions.
Large companies are defined ...
... faith and credit of the United States as leverage to extract spending cuts and policy goals. To them, any deal that is not a clean increase in the debt ceiling is a loss.
Regardless of the ‘score’ and ...
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Are you passionate about the trade credit industry? Do you have an idea or a question you would like to discuss with other ...