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EDUCATION
is the heart of NACM

Here at NACM, education is the pulse of all we do.
We believe that a good foundation is essential for commercial creditors nationwide.

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Online Courses

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Credit Learning Center

Credit Learning Center

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Professional Designation Program

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BENEFITS
of being a member of NACM

NACM is committed to assisting every member, meeting their needs and addressing their concerns by offering easy-to-obtain, high-quality products, services and programs.
Here you will find valuable tools for the credit professional, including links to training resources, online education, useful forms and timely publications.

Take advantage of these resources and so much more as a member of NACM.

Visit our Knowledge Center
Business Credit Magazine

Business Credit Magazine

Knowledge Center

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CMI

Credit Manager's Index

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Scholarship Program

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National Trade Credit Report

Thank You

 

Thank you for completing NACM's Credit Managers' Index.

CMI

 

 

 

 

 

 

 

CMI Archive


Use the sliders (slider icon in the chart directly below) to select and view a particular time frame. For example, to view the first three months of 2023, move the left slider towards 2023. To view the detail of 2007 and 2008, adjust the slider bars accordingly. The sliders provide access to greater detail for the period selected.


 
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CMI Archive


 
 

 

2023

December 2023
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2022

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2021

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2020

December 2020
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2019

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2018

December 2018
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2017

December 2017
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2016

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2015

December 2015
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Credit Managers' Index

Preview Survey | Survey Schedule | View Latest Report | CMI Archive | CMI Sign Up | Take the CMI

 

A Powerful Tool

Credit Managers Index, cmi, credit managers

Since its inception, the CMI has been a startlingly accurate economic predictor, proving its worth most notably during the recession.

The CMI is created from a monthly survey of U.S. credit and collections professionals. The survey asks participants to rate whether factors in their monthly business cycle—such as sales, new credit applications, accounts placed for collections, dollar amount beyond terms—are higher than, lower than, or same as the previous month. The results reflect the entire cycle of commercial business transactions, providing an accurate, predictive benchmarking tool.

CMI reports are released to the media the last business day of each month. View the latest report. If your business extends credit to other commercial businesses and you are located in the 50 US states and US territories, we encourage you to participate in the survey. NACM membership is not required.

 

Get the Alerts to Participate

Sign up to receive survey participation alerts. You will receive an email when the survey is open each month so you can participate. Signing up is not required to participate nor view results

More Information

In the case of the Purchasing Managers’ Index (PMI) it depicted an economy flirting with recession in the run-up to the downturn, but seemed to have trouble committing. The overall PMI reading tiptoed around 50, recording 50.4, 49.9 and 50.7 in September, October and November of 2007, respectively. It then dipped to 48.7 in December 2007, before hopping back up to 50.5 in January 2008, and eventually crashed to the 30s late in that year and in early 2009. During this period, the CMI mirrored the PMI on occasion, but altogether showed a remarkable sensitivity to the intricacies of the recession, resisting the month-to-month swings that seemed to characterize the PMI. For credit professionals looking for the expected economic trend of the next few months, they needed to look no further than the CMI.

Read more about the CMI here.

Download talking points about the CMI here.

 

Survey Dates

  Download to your calendar
2024 CMI TimelineSurvey OpensSurvey Closes
January Mon, January 8 Tue, January 16
February Mon, February 5 Tue, February 13
March Mon, March 11 Tue, March 19
April Mon, April 8 Tue, April 16
May Mon, May 6 Tue, May 14
June Mon, June 3 Fri, June 14
July Mon, July 8 Tue, July 16
August Mon, August 5 Tue, August 13
September Mon, September 9 Tue, September 17
October Mon, October 7 Tue, October 15
November Mon, November 11 Tue, November 19
December Mon, December 9 Tue, December 17