California Consumer Protection Laws Now Apply to Commercial Credit Transactions and Debts
Event
- When:
- Mon, March 24, 2025
- Where:
- Online, internet
- Category:
- Webinars
Description
with Christopher Ng, Managing Partner, Gibbs Giden Turner Senet & Wittbrodt LLP |
About the webinar:
The spread of consumer-style regulations into commercial business-to-business transactions continues in California as Senate Bill 1286 has been signed into law by Governor Newsom and is set to take effect on July 1, 2025. Simply put, SB 1286 will significantly affect debt collection practices in California as part of the state's broader efforts to apply consumer protection laws to commercial credit and financing transactions. SB 1286 will impact most businesses that extend credit to other businesses in the State of California by expanding the scope of the Rosenthal Fair Debt Collection Practices Act (RFDCPA) to include certain commercial debts. This legislation extends consumer debt collection protections to business debts up to $500,000. Unlike the federal Fair Debt Collection Practices Act, the RFDCPA applies to a creditor collecting its own debts in its own name, as well as to third-party collectors or attorneys collecting debts on behalf of another. SB 1286 will undoubtedly expose businesses to lawsuits for many routine transactions when businesses fail to adhere to the new law. In this presentation, we will walk through the key aspects of SB 1286 and touch on various ways credit professionals and financial executives can prepare for July 1, 2025.
Speakers:
Christopher Ng, Managing Partner, Gibbs Giden Turner Senet & Wittbrodt LLP

Taylor Jennings is an associate in Gibbs Giden’s Westlake office. Taylor represents clients in an array of business and commercial matters and has accrued professional experience in complex civil litigation, contract drafting and analysis, and real estate transactions and disputes.
While in law school, Taylor externed for judges in the Central District of California and Santa Clara Superior Court, conducted antitrust and corporate governance research, and piloted several Pepperdine arbitration and negotiation teams to inter-school competition victories.
Prior to attending law school, Taylor worked as a collegiate play-by-play sports broadcaster and journalist while playing baseball for Westmont College.
Taylor Jennings, Associate Attorney, Gibbs Giden Turner Senet & Wittbrodt LLP

Christopher Ng is the managing partner of Gibbs Giden. Chris primarily represents companies in a wide range of business, commercial and construction transactions and disputes. Chris is a member of the State Bar of California, Texas, and District of Columbia and licensed to practice in all California state and federal courts. Chris is also an educator, active speaker, published author and frequent contributor to local, regional and national legal publications. For his achievements, Chris was named a “Legal Visionary” by the Los Angeles Times in 2023, and has been named a “Rising Star” and “Superlawyer” by Los Angeles Magazine and Super Lawyers® (Thomson/Reuters) regularly since 2009 (including again in 2024).
Chris is nationally recognized in the field of construction law and regularly pens articles and contributes to treatises for construction industry professionals and other lawyers including publications by ENR Engineering News-Record, Wolters Kluwer Law & Business (California Construction Law), BNi® (Acret’s California Mechanics Lien Laws), the California Continuing Education of the Bar (CEB) (California Mechanics Liens and Related Construction Remedies and California Construction Contracts, Defects and Litigation), Business Credit Magazine, and the American Bar Association (ABA) Forum on Construction Law.
In addition to his current position as an Adjunct Professor of Business Law at the David Nazarian College of Business and Economics and Graduate Business Program at California State University Northridge, Chris has taught the Legal Environment of Business at Pepperdine University and is a guest lecturer of construction law at Loyola Law School (Los Angeles). Chris is also a frequent speaker and educator on construction law for organizations including the ABA, National Association of Credit Management (NACM), Los Angeles County Bar Association, Credit Management Association (CMA), Levelset, and Lorman Education Services, and was a featured speaker at the 2012 (Las Vegas), 2015 (Boca Raton), and 2019 (Los Angeles) Annual ABA Forum
on Construction Law meetings. In 2013, Chris was appointed to the Division 9 Steering Committee of the ABA Forum on Construction Law primarily representing the interests of specialty trade contractors and suppliers in the construction industry on a national and global basis.
Since 2015, Chris has served on the ABA Forum’s Diversity and Inclusion Committee, dedicated to raising awareness and understanding of the vital role diversity plays in the industry. In 2023, Los Angeles Business Journal recognized Chris as a 2023 Leader of Influence to honor Chris’ achievements in law and diversity. In March 2023, Chris also received the Pepperdine Caruso School of Law Alumni Award for Diversity and Belonging to recognize Chris’ efforts in promoting diversity, inclusion, and belonging in the legal profession.
Register here:
General information: |
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Members: $95 | Non-members: $195 |
12:00 pm PT | 3:00 pm ET | 8:00 pm GMT |
Please remember time zone differences. |
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