Message

Failed loading XML... Entity 'raquo' not defined Entity 'raquo' not defined Entity 'raquo' not defined Specification mandate value for attribute defer Opening and ending tag mismatch: link line 1 and head Specification mandate value for attribute uk-sticky attributes construct error Couldn't find end of Start Tag div line 1 Opening and ending tag mismatch: img line 1 and a Opening and ending tag mismatch: a line 1 and div Specification mandate value for attribute uk-toggle attributes construct error Couldn't find end of Start Tag a line 1 Specification mandate value for attribute uk-navbar-toggle-icon Opening and ending tag mismatch: div line 1 and a Opening and ending tag mismatch: header line 1 and div Specification mandate value for attribute flip Specification mandate value for attribute uk-close attributes construct error Couldn't find end of Start Tag button line 1 Opening and ending tag mismatch: div line 1 and button Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-search-icon Specification mandate value for attribute required attributes construct error Couldn't find end of Start Tag input line 1 Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-scroll Specification mandate value for attribute uk-scroll Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 xmlParseEntityRef: no name Opening and ending tag mismatch: body line 1 and header Specification mandate value for attribute uk-search-icon attributes construct error Couldn't find end of Start Tag a line 1 Opening and ending tag mismatch: div line 1 and a Specification mandate value for attribute uk-height-viewport Specification mandate value for attribute uk-close attributes construct error Couldn't find end of Start Tag button line 1 Opening and ending tag mismatch: div line 1 and button Specification mandate value for attribute required attributes construct error Couldn't find end of Start Tag input line 1 Opening and ending tag mismatch: img line 1 and a Opening and ending tag mismatch: a line 1 and div Opening and ending tag mismatch: header line 1 and div Specification mandate value for attribute uk-sticky attributes construct error Couldn't find end of Start Tag div line 1 Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Opening and ending tag mismatch: div line 1 and li Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Opening and ending tag mismatch: div line 1 and li Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Opening and ending tag mismatch: div line 1 and li Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a expected '>' Opening and ending tag mismatch: article line 1 and div Opening and ending tag mismatch: div line 1 and li Opening and ending tag mismatch: div line 1 and ul Specification mandate value for attribute uk-toggle attributes construct error Couldn't find end of Start Tag a line 1 Specification mandate value for attribute uk-navbar-toggle-icon Opening and ending tag mismatch: div line 1 and a Opening and ending tag mismatch: li line 1 and div Opening and ending tag mismatch: div line 1 and nav Opening and ending tag mismatch: li line 1 and div Specification mandate value for attribute flip attributes construct error Couldn't find end of Start Tag div line 1 Specification mandate value for attribute uk-close attributes construct error Couldn't find end of Start Tag button line 1 Opening and ending tag mismatch: div line 1 and button Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-search-icon Specification mandate value for attribute required attributes construct error Couldn't find end of Start Tag input line 1 Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 xmlParseEntityRef: no name Opening and ending tag mismatch: div line 1 and header Opening and ending tag mismatch: meta line 1 and li Opening and ending tag mismatch: meta line 1 and li Opening and ending tag mismatch: meta line 1 and li Opening and ending tag mismatch: li line 1 and ul Opening and ending tag mismatch: li line 1 and nav Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: li line 1 and div Opening and ending tag mismatch: ul line 1 and div Opening and ending tag mismatch: nav line 1 and div Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Opening and ending tag mismatch: div line 1 and article Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Opening and ending tag mismatch: div line 1 and article Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Opening and ending tag mismatch: div line 1 and article Opening and ending tag mismatch: article line 1 and div Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: hr line 1 and div Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: div line 1 and article Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Entity 'nbsp' not defined Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: div line 1 and article Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Entity 'nbsp' not defined Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: div line 1 and article Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Entity 'nbsp' not defined Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: div line 1 and article Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: div line 1 and article Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Entity 'nbsp' not defined Entity 'nbsp' not defined Entity 'nbsp' not defined Entity 'nbsp' not defined Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: div line 1 and article Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Entity 'nbsp' not defined Entity 'nbsp' not defined Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Opening and ending tag mismatch: div line 1 and article Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and a Opening and ending tag mismatch: a line 1 and div Opening and ending tag mismatch: div line 1 and article Opening and ending tag mismatch: article line 1 and div Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-margin Entity 'hellip' not defined Specification mandate value for attribute uk-pagination-next Opening and ending tag mismatch: article line 1 and div Opening and ending tag mismatch: article line 1 and main Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: source line 1 and picture Opening and ending tag mismatch: picture line 1 and div Specification mandate value for attribute uk-grid Opening and ending tag mismatch: hr line 1 and div Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-grid Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-scroll Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Specification mandate value for attribute uk-scroll Specification mandate value for attribute alt attributes construct error Couldn't find end of Start Tag img line 1 Opening and ending tag mismatch: hr line 1 and div Specification mandate value for attribute uk-grid xmlParseEntityRef: no name Entity 'emsp' not defined Entity 'emsp' not defined Specification mandate value for attribute uk-grid Specification mandate value for attribute uk-totop attributes construct error Couldn't find end of Start Tag a line 1 Opening and ending tag mismatch: div line 1 and a Opening and ending tag mismatch: div line 1 and footer Opening and ending tag mismatch: footer line 1 and body Opening and ending tag mismatch: article line 1 and html Premature end of data in tag div line 1 Premature end of data in tag article line 1 Premature end of data in tag div line 1 Premature end of data in tag article line 1 Premature end of data in tag div line 1 Premature end of data in tag article line 1 Premature end of data in tag article line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag main line 1 Premature end of data in tag li line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag li line 1 Premature end of data in tag ul line 1 Premature end of data in tag div line 1 Premature end of data in tag nav line 1 Premature end of data in tag div line 1 Premature end of data in tag div line 1 Premature end of data in tag link line 1 Premature end of data in tag link line 1 Premature end of data in tag meta line 1 Premature end of data in tag meta line 1 Premature end of data in tag head line 1 Premature end of data in tag html line 1

Ethics & Standards

The cornerstone of the global business economy is the extension of commercial credit. As such, business credit executives, as the guardians of commercial receivables, play the vital and critical role of ensuring the flow of commercial goods and services that support world commerce.

NACM 1896 Seal, commercial credit, commercial creditors, commercial debt collectionIn fulfilling their professional duties, business credit professionals pledge to conduct their duties within the constraints of law and to not maliciously injure the reputation of others. Further, business credit professionals pledge themselves to the highest professional standards and principles and to guarding and securing, in confidence, information obtained for the sole purpose of analyzing and extending commercial credit.

Credit professionals pledge to:

  • Adhere to the highest standards of integrity, trust, fairness, personal and professional behavior in all business dealings.
  • Negotiate verbal or written credit agreements, contracts, assignments, and/or transfers with honesty, fairness, and due diligence to and for the benefit of all parties.
  • Render reasonable assistance, cooperating with impartiality and without bias or prejudice, to debtors, third parties, and other credit professionals.
  • Exchange appropriate, historical and current factual information to support the process of independent credit decisioning.
  • Exercise due diligence as required to prevent unlawful or improper disclosure to third parties.
  • Disclose any potential conflict in all business dealings.

Further, credit professionals acknowledge the importance of and shall promote the benefits of continued improvement of their knowledge, skills, and expertise in business credit. The pursuit of knowledge will support the strategic advancement of the commercial credit function, as it leads businesses to profitability and growth.