NACM Online Courses: liens and bond claims, credit law, international credit risk management



Business & Credit Law

Meredith Mostochuk, CBA

Mark Berman, Esq.

Karen Hart, Esq.


Meredith Mostochuk, CBA
Meredith Mostochuk is the Credit Manager, Strategic Accounts at Airgas, Inc.  Airgas, Inc., through its subsidiaries, is the largest U.S. distributor of industrial, medical and specialty gases, and hard goods, such as welding equipment and supplies.  Meredith has over 10 years of credit experience including auditing, financial analysis and collections.

Meredith holds a Bachelor degree in Accounting and Finance from Temple University.  She also holds a Credit Business Associate designation through the National Association of Credit Management (NACM).

Meredith, through Airgas, is a member of the Credit Research Foundation (CRF).She is a certified instructor for the NACM, facilitating their Online Accounting course.  Meredith is a contributor to the Credit Learning Center and is a 2010 NACM Teleconference Series presenter.


Business & Credit Law:

Mark Berman, Esq.
Mark N. Berman is a member of Nixon Peabody LLP’s Financial Restructuring & Bankruptcy Practice Group, resident in its Boston and New York offices. He hasmore than 30 years of experience with virtually every kind of interest that might be involved with a financially troubled business or individual. His efforts involve both public and privately held companies in the context of formal reorganization or liquidation proceedings as well as out-of-court workouts and restructurings. He has served as counsel to debtors, trustees, creditors and equity committees, boards of directors, individual creditors and equity holders, and he has served as both a Chapter 11 and Chapter 7 trustee. He represents acquirers of business and business assets and provides advice to consultants, liquidators and others involved in the insolvency arena. Mark also works with project finance, public finance, leveraged finance and securitization attorneys at the firm, where he assists in the process of structuring the transaction to create predictability in the context of the potential insolvency of one or more of the participant entities, as well as with the preparation of various documents including “true sale” and “non-consolidation” opinions, intercreditor agreements and subordination agreements used in second lien and mezzanine financings. His public finance efforts have included work on the financing of sports stadiums (Yankees, Mets, Patriots, Jets/Giants, Twins) as well as military housing and real estate developments.

Mark is a 1976 graduate of Boston College Law School and a 1973 graduate of Northwestern University. He is a fellow of the American College of Bankruptcy and has been listed in The Best Lawyers in America since 1989 as well as in America’s Leading Lawyers (Chambers USA) since 2004 for his proficiency in bankruptcy law. He is an active member of the Boston Bar Association where he served as Chairman of the Business Law Section from 1995 to 1997; Chairman of the Bankruptcy Law Committee from 1990 to 1992; a member of the Legislation Committee from 1999 to 2000; and where he is currently a member of the Bankruptcy Law Section’s Steering Committee. Mr. Berman is also a member of the American Bar Association, the Turnaround Management Association and the Loan Syndication & Trading Association. He is a Fellow of the Massachusetts Bar Foundation and is active in the American Bankruptcy Institute where he is on the American Bankruptcy Institute Law Review Advisory Board, was a member of the ABI World Editorial Board and served as co-chair of the 2003, 2004 and 2005 Northeast Bankruptcy Conferences. His articles have appeared regularly in The American Bankruptcy Law Journal, Bloomberg Law Reports, the Journal of Bankruptcy Law and other publications.

Mr. Berman was appointed by the Supreme Judicial Court of the Commonwealth of Massachusetts to serve a five-year term as a member of the Client Security Board from 1997 to 2002, where he also served as Vice Chairman, Secretary and Treasurer. He has taught courses on Business Law and Credit Law for the New England Chapter of the National Credit Institute (an affiliate of the National Association of Credit Management) and currently facilitates an online course in those subjects for the National Association of Credit Management. He also serves as a Group Leader and member of the Gerson Lehrman Group Council, established by the Gerson Lehrman Group, a leading provider of customized consulting and collaboration solutions to corporations, nonprofit organizations and the investment community.

Karen Hart, Esq.

Karen Hart is a business attorney with over a decade of experience litigating complex commercial disputes.
Karen counsels clients on contract and payment disputes as well as real estate and landlord-tenant disputes.  She is a tireless advocate for her clients, who seek her guidance on perfecting lien and bond claims, lien priority disputes, foreclosure suits, lis pendens, commercial evictions, specific performance claims, securities issues, promissory note matters, professional liability defense, insurance claims and reporting issues, bills of review, non-competition and non-solicitation agreements, and business tort claims, including tortious interference with contracts and business relationships, civil theft, fraud, and misappropriation of trade secret claims.

With a growing global client base, Karen also handles international dispute resolution, including international litigation, arbitration, and mediation, advising on international transactions for clients increasingly involved in global business and trade. 

Karen uses creative pre-litigation negotiation and risk management and avoidance techniques to keep her clients out of court.  She also employs innovative asset investigation and preservation and judgment enforcement tactics, including international enforcement of judgments and arbitral awards.

National Association
of Credit Management

8840 Columbia 100 Pkwy.
Columbia, MD 21045
Phone: 410-740-5560
Fax: 410-740-5574

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